Join host, Dr. Cliff and Special Guest Adam Carroll as Align Your Practice helps you understand and create clarity on your financial leadership and vision. 

In Episode 44 of Align Your Practice, Dr. Cliff Fisher teams up with financial expert Adam Carroll to discuss two popular debt repayment strategies: the Debt Snowball and Debt Avalanche methods. Together, they will delve into the differences, benefits, and drawbacks of each method, helping listeners make informed decisions about their debt repayment journey.

Key Discussion Points:

  1. The differences between the Debt Snowball and Debt Avalanche methods. Dr. Fisher and Adam will explain the distinct approaches of each strategy, with the Debt Snowball focusing on paying off smaller debts first and the Debt Avalanche prioritizing high-interest debts.
  2. The psychological and financial benefits of each method. They will discuss how the Debt Snowball can provide motivational wins through quick debt elimination, while the Debt Avalanche may save more on interest over time.
  3. Helping individuals determine which method is best for their situation. Dr. Fisher and Adam will offer guidance on assessing factors like debt balances, interest rates, and personal motivation to choose the most suitable strategy.
  4. Tips for maintaining motivation and consistency throughout the debt repayment process. They will share practical advice for setting goals, tracking progress, and staying focused on achieving financial freedom.
  5. Success stories from people who have used the Debt Snowball or Debt Avalanche methods to pay off their debts. Dr. Fisher and Adam will highlight real-life examples of individuals who have overcome significant debt using these strategies, providing inspiration for listeners to tackle their own financial challenges.

Join Dr. Cliff Fisher and special guest Adam Carroll in Episode 44 of Align Your Practice, sponsored by AlignLife, as they explore the Debt Snowball and Debt Avalanche methods, empowering chiropractic professionals with the knowledge and tools needed to conquer debt and achieve financial freedom.

How to bring this into your culture and your life to create the alignlife.

Do you feel like you have struggles or challenges in these areas, this episode will help you understand and fill in the gaps and create the life and practice of your dreams. 

About the Host:

Dr. Clifford J Fisher

Dr. Cliff Fisher – Owns several offices all over the US and has a coaching business Dream Leadership Institute to help people find the greatest version of themselves. He will help you get to a foundational understanding to create the business and life that align with your being.  


Dr. Joseph Esposito, CEO

Dr. Joseph Esposito, D.C., C.C.N. C.N.S., C.C.S.P., D.A.B.C.N., F.A.A.I.M. C.T.N., is the Founder and Chief Executive Officer of AlignLife. As such, he is responsible for the direction of AlignLife as it expands further across a dynamic and rapidly changing healthcare landscape. Dr. Esposito has more than 20 years of experience in a broad range of businesses, including chiropractic, nutrition, technology, and internet marketing.

Dr. Esposito has extensive post-graduate academic accomplishments, as well as 15 years of experience managing successful chiropractic clinics in multiple states. He also is the founder and CEO of Aceva LLC, a service-based nutritional company providing products and services to the AlignLife clinics. As the former CFO of an internet publishing company, Dr. Esposito understands the power of leveraging the internet to impact the lives of millions of Americans.

Special Guest: Adam Carroll, CEO Founder + Chief Educator


Adam Carroll has decades of experience working with families and business owners who are interested in creating massive efficiencies when it comes to their income and wealth-building capacity. With an unwavering commitment to helping people make the most of the money they make, while limiting risk, reducing tax liabilities, and increasing liquidity, Adam Carroll has spent 15 years helping people do more with the money they make. He is an internationally recognized financial literacy expert, author of three Amazon best-sellers, a two-time TED talk speaker with over 6 million views on YouTube and, and is the creator of the Broke, Busted & Disgusted documentary which aired on CNBC and is shown in hundreds of high schools and colleges across the country. He is the host of the Build A Bigger Life podcast, the curator of and founder of The Shred Method™.

TED talk:


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